Disclaimers & Accessibility
Admiral Communities’ commitment to accessibility, transparent legal disclosures, and clear communication across every channel we operate.
Accessibility Statement
1. Our Commitment
Admiral Communities (“Admiral,” “we,” “us,” or “our”) is committed to providing an environment — online and on-site — that is accessible, usable, and welcoming for all residents, guests, applicants, and visitors, including people with disabilities.
We strive to ensure that:
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Individuals with disabilities can access the same information, services, and benefits, with substantially equivalent ease of use, as individuals without disabilities.
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Accessibility is not treated as a “feature,” but as a core part of how we design, build, and operate our communities and digital experiences.
This Statement explains our approach to accessibility and how to contact us if you encounter a barrier.
2. Legal & Standards Framework
Admiral intends for its accessibility efforts to align with:
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The Americans with Disabilities Act (ADA), including Title III, which prohibits disability-based discrimination by private businesses open to the public, and related DOJ guidance on web accessibility.
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Other applicable federal and state disability rights laws and building codes.
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The Web Content Accessibility Guidelines (WCAG) published by the World Wide Web Consortium (W3C). We use WCAG 2.1 Level AA as our primary reference standard and are actively working to reflect the updates introduced in WCAG 2.2.
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Relevant accessibility guidance from Section 508 of the Rehabilitation Act (as a reference point for good practice, even though Admiral is not a federal agency).
Where federal, state, or local law requires a higher standard of accessibility than those listed above, Admiral’s intent is to comply with the most protective applicable requirement.
3. Scope of This Accessibility Statement
This Statement applies to:
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Our primary websites and web applications operated under the Admiral Communities brand.
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Digital services we control, such as:
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online rental and application portals,
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payment portals we host or embed,
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web-based forms, chat tools, and AI-powered virtual assistants,
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email templates and key digital documents we provide to the public.
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Public-facing information and communications we provide about our physical communities, including leasing offices and common areas.
Many of our services also rely on third-party platforms (e.g., resident portals, payment processors, listing sites, social media, mapping tools). While we do not control these platforms, we strive to select and work with vendors whose products demonstrate a commitment to accessibility and WCAG-aligned design.
4. Our Digital Accessibility Goal
Our goal is for our primary web content and services to:
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Conform to WCAG 2.1 Level AA requirements and
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Be designed and maintained with WCAG 2.2 Level AA in mind as the most current set of guidelines.
Because accessibility is an ongoing process, not a one-time project, we treat these standards as a living benchmark. As standards and technologies evolve, we will periodically review and update our practices.
5. Measures We Take to Support Accessibility
To support accessibility, Admiral has implemented — and will continue to enhance — the following measures:
5.1 Design & Development Practices
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Incorporating accessibility into design requirements for new websites, pages, and features from the outset (“shift-left” approach).
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Using semantic HTML, proper heading structures, labels, and ARIA attributes where appropriate.
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Providing text alternatives for non-text content (e.g., alt text for images, transcripts or captions for audio/video, where feasible).
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Ensuring keyboard accessibility and visible focus states, with attention to WCAG 2.2 criteria around focus and target sizes.
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Designing forms and workflows to minimize redundant data entry and improve error identification, consistent with WCAG guidance.
5.2 Testing & Audits
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Conducting periodic accessibility evaluations of our key digital properties using a combination of:
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automated testing tools,
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manual testing,
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assistive technology checks (e.g., screen readers).
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Prioritizing remediation of issues that most significantly affect users with disabilities and barriers that prevent completion of core tasks (e.g., applying, paying rent, contacting us).
5.3 Vendor & Third-Party Management
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Asking accessibility-related questions during vendor selection, including inquiries about:
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WCAG conformance,
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VPATs or accessibility documentation,
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ongoing accessibility roadmaps.
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Where feasible, working with vendors to address barriers discovered in third-party tools critical to housing access (e.g., portals and payment systems).
5.4 Training & Internal Awareness
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Providing training and reference materials to teams involved in:
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web design and development,
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content creation and marketing,
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property management and resident communications.
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Integrating accessibility into ongoing policy and procedure reviews, alongside fair housing and non-discrimination training.
6. Physical and Communication Accessibility
While this Statement is primarily about digital accessibility, Admiral also aims to ensure that:
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Leasing offices and community spaces are, where required, accessible to individuals with disabilities under applicable building codes and ADA standards.
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Reasonable modifications or alternative arrangements may be available when physical barriers exist, consistent with applicable law.
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Important communications can be provided in alternative formats upon request where reasonable (for example, large-print notices or accessible digital versions of printed materials).
Requests for specific accommodations (physical or communicative) can be made using the contact information below.
7. Compatibility with Browsers & Assistive Technology
Our websites are designed to be compatible with:
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Current versions of major browsers (e.g., Chrome, Edge, Firefox, Safari) and
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Common assistive technologies (e.g., screen readers, screen magnifiers, speech recognition, switch devices), to the extent reasonably achievable.
We may not be fully compatible with:
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Very old browser versions that no longer receive security updates,
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Highly customized or experimental assistive technologies, or
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Browsers or platforms that significantly deviate from modern web standards.
8. Known Limitations
Despite our best efforts, no website or digital system is perfectly accessible to every user and every combination of device, browser, and assistive technology.
At any given time, there may be:
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Legacy pages or documents that have not yet been fully remediated.
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Third-party content or widgets that do not fully meet our accessibility targets.
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Temporary issues introduced by new releases or vendor updates.
When we become aware of a significant barrier — through our own testing or through user feedback — we will:
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Reasonably investigate the issue,
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Prioritize remediation where it affects critical tasks (housing search, applications, payments, contact), and
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Provide, where feasible, alternative means of access to the underlying information or service while remediation is in progress.
9. Feedback, Requests, and Contact Information
We welcome feedback on the accessibility of Admiral Communities’ websites, portals, and communications.
If you experience any difficulty accessing information, completing a form, using a digital feature, or otherwise interacting with us due to a disability, please contact us:
Accessibility Contact – Admiral Communities
Phone: 865-427-5009
Email: Admin@admiralcommunities.com]
Mailing Address: P.O. Box 22284 Knoxville, Tennessee 37933Please include, where possible:
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The URL or location of the content or feature you were trying to access;
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A brief description of the problem;
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The browser, device, and assistive technology (if any) you were using;
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How we can best reach you.
We will strive to:
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Acknowledge your inquiry within a reasonable timeframe,
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Provide an interim accessible alternative where feasible, and
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Address the underlying issue through our remediation processes.
Admiral will not retaliate against any person for raising an accessibility concern or request.
10. Non-Discrimination & Relationship to Other Policies
Accessibility is part of our broader commitment to non-discrimination and fair housing. Our Equal Housing Opportunity & Fair Housing Policy prohibits discrimination in housing and related services based on disability and other protected characteristics.
This Accessibility Statement is intended to be read together with:
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Our Equal Housing Opportunity & Fair Housing Policy;
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Our Master Terms & Conditions of Service;
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Our Website Terms of Use & Legal Disclosures;
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Our Privacy Policy;
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Our SMS/MMS & AI Messaging Terms;
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Our AI Terms & Conditions.
Nothing in this Statement is intended to:
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Limit or reduce rights and remedies provided under applicable law;
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Create contractual rights beyond what is required by law; or
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Excuse noncompliance with any applicable federal, state, or local requirements.
In any conflict between this Statement and applicable law, the law controls.
11. Ongoing Review & Updates
We recognize that:
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Accessibility standards and technologies evolve, and
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DOJ, W3C, and other bodies may issue new rules, guidance, or recommendations over time.
Admiral will:
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Review and update this Accessibility Statement periodically, at least once per year or more frequently as circumstances warrant.
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Adjust our practices to reflect material changes in law, regulations, or widely accepted standards (such as new WCAG versions or updated ADA guidance).
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Document accessibility improvements and keep a record of our efforts as part of our broader compliance program.
Last Updated: 11/18/2025
Admiral Communities Disclaimer Statement
Admiral Communities
Global Disclaimers & Notices
This Global Disclaimers & Notices statement (“Disclaimers”) applies to all websites, portals, digital services, printed materials, emails, text messages, social media, audio/video content, and any other communications or content (collectively, the “Content”) provided by or on behalf of Admiral Communities (“Admiral,” “we,” “us,” or “our”).
These Disclaimers are intended to be read together with:
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Our Website Terms of Use & Legal Disclosures
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Our Master Terms & Conditions of Service
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Our Privacy Policy
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Our SMS/MMS & AI Messaging Terms
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Our AI Terms & Conditions
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Our Equal Housing Opportunity & Fair Housing Policy
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Our Accessibility Statement
If there is any conflict between these Disclaimers and applicable law, the law controls. Nothing in these Disclaimers is intended to limit or waive rights that cannot lawfully be limited or waived.
1. General Information & Use
1.1 General Information Disclaimer
All Content provided by Admiral is offered for general informational purposes only. It may not reflect the most current developments, rules, policies, prices, or availability, and may be updated, corrected, or withdrawn at any time without notice.
1.2 “Use at Your Own Risk” Disclaimer
You use the Content at your own risk. You are solely responsible for evaluating the accuracy, completeness, and usefulness of any information or Content before relying on it or making any decision.
2. Responsibility, Liability, Errors & Accuracy
2.1 No Responsibility / No Liability Disclaimer
To the maximum extent permitted by law, Admiral and its affiliates, officers, employees, agents, and representatives do not accept responsibility or liability for any loss, injury, claim, or damage of any kind arising out of or in connection with your use of, or reliance on, the Content or any services referenced in the Content.
2.2 Errors & Omissions (E&O) Disclaimer
The Content may contain errors, omissions, or typographical mistakes. We do not warrant that the Content is free from such errors or omissions. We reserve the right to correct any errors or omissions without obligation to notify any person.
2.3 Accuracy & Completeness Disclaimer
We make reasonable efforts to provide accurate and current information. However, we do not guarantee the accuracy, completeness, timeliness, or suitability of the Content for any particular purpose. Information may be incomplete, outdated, or subject to change.
3. Advice Disclaimers (Not Professional Advice)
3.1 “Not Professional Advice” (Generic)
Unless expressly stated otherwise, nothing in the Content constitutes professional advice of any kind. You should not act or refrain from acting based solely on the Content.
3.2 Legal Advice Disclaimer
The Content does not constitute legal advice and does not create an attorney–client relationship. You should consult a qualified attorney licensed in your jurisdiction before making legal decisions or taking legal action.
3.3 Financial / Investment Advice Disclaimer
The Content does not constitute financial or investment advice, recommendations, or an offer to buy or sell any financial product. You should consult a qualified financial advisor before making any financial, lending, or investment decisions.
3.4 Tax Advice Disclaimer
The Content does not constitute tax or accounting advice. Tax treatment may vary based on individual circumstances and jurisdiction. You should consult a qualified tax professional regarding your specific tax situation.
3.5 Medical / Health Advice Disclaimer
The Content does not constitute medical, psychological, or health advice, diagnosis, or treatment. You should consult a qualified healthcare professional regarding any medical or health-related concerns.
3.6 Fitness / Wellness Advice Disclaimer
Any fitness, wellness, or lifestyle information is general in nature and not tailored to any individual. You should consult a physician or qualified professional before starting or changing any exercise, diet, or wellness program.
3.7 Technical / IT Advice Disclaimer
Technical, IT, or cybersecurity-related Content is provided as-is and may not be suitable for your specific systems or environment. You should consult a qualified IT professional before implementing any technical changes.
3.8 Educational-Only / Informational-Only Disclaimer
Educational or training Content is provided for informational and educational purposes only and does not guarantee any specific outcome, credential, or compliance status.
4. Relationships, Duties & Fiduciary Status
4.1 No Client Relationship / No Attorney–Client Relationship Disclaimer
Your access to or use of the Content does not create a client, professional, or attorney–client relationship between you and Admiral or any of its representatives.
4.2 No Fiduciary Duty Disclaimer
Admiral does not act as a fiduciary to you unless expressly agreed to in a written agreement signed by both parties. No fiduciary duty arises from the provision of the Content or general communications.
5. Warranties & Limitations
5.1 Warranty Disclaimer (“As Is”)
To the fullest extent permitted by law, the Content and any related services are provided on an “AS IS” and “AS AVAILABLE” basis, without any warranties, express or implied.
5.2 Implied Warranties Disclaimer
Admiral expressly disclaims all implied warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, quiet enjoyment, non-infringement, and any warranties arising from course of dealing or usage of trade.
5.3 Limitation of Liability Disclaimer
To the maximum extent permitted by law, Admiral’s total liability for any claims arising out of or related to the Content or use of our services shall be limited as stated in our Master Terms & Conditions of Service or applicable agreements. In no event shall Admiral be liable for any indirect, incidental, consequential, special, or punitive damages.
5.4 Indemnity / Hold Harmless Disclaimer
To the extent permitted by law, you agree to indemnify, defend, and hold harmless Admiral and its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Content or violation of these Disclaimers or applicable terms.
6. Forward-Looking, Plans & Performance
6.1 Forward-Looking Statements Disclaimer
Some Content may contain forward-looking statements, including statements about future plans, developments, improvements, timelines, or expectations. These statements are based on current assumptions and subject to risks and uncertainties. Actual results may differ materially. Admiral undertakes no obligation to update forward-looking statements except as required by law.
6.2 Future Plans / Roadmap Disclaimer
Any plans, roadmaps, or future projects described in the Content are illustrative and subject to change. We may modify, delay, or cancel such plans at any time without notice.
6.3 Performance Not Guaranteed Disclaimer
No Content guarantees any specific performance, return, occupancy level, financial outcome, or operational result. All projections, illustrations, and examples are hypothetical or based on past conditions that may not recur.
6.4 “Past Results Not Indicative of Future Results” Disclaimer
Any references to past performance, historical occupancy, prior rent levels, or prior outcomes are not guarantees of future results. Conditions, markets, laws, and other variables change over time.
6.5 Testimonials & “Results May Vary” Disclaimer
Testimonials, case studies, or resident stories are individual experiences and do not guarantee that you will have the same or similar experience. Results may vary based on individual circumstances, location, timing, and other factors.
7. Endorsements, Third Parties, Advertising & Affiliates
7.1 Endorsement / No Endorsement Disclaimer
References or links to any third-party products, services, providers, or programs do not constitute an endorsement, sponsorship, or recommendation by Admiral, unless expressly stated.
7.2 Influencer / Opinion-Only Disclaimer
Any opinions expressed by employees, agents, influencers, partners, or users in Content (including social media and UGC) are their own and do not necessarily reflect Admiral’s official views, unless expressly identified as an official statement.
7.3 External Links Disclaimer
Our Content may contain links to external websites or resources that are not operated or controlled by Admiral. We are not responsible for the content, policies, accuracy, or practices of any third-party website or resource.
7.4 Third-Party Content Disclaimer
Third-party content, including articles, tools, widgets, maps, or feeds, is provided “as is” for convenience and informational purposes. Admiral does not control or guarantee the accuracy, legality, or care of third-party content.
7.5 Third-Party Services & Tools Disclaimer
When you use third-party services or tools (e.g., payment processors, portals, screening services, assistance programs), you are subject to their own terms and privacy policies. Admiral is not responsible for the acts, omissions, content, or policies of third parties.
7.6 Third-Party Data / Statistics Disclaimer
Any statistics, market data, or third-party research referenced in the Content are believed to be reliable but not guaranteed. We do not independently verify all external data and assume no responsibility for inaccuracies.
7.7 Affiliate Disclaimer
From time to time, Admiral may have affiliate relationships or receive compensation, commissions, or other benefits in connection with certain providers or links. Where required, such relationships will be disclosed. You are under no obligation to use any affiliate link or service.
7.8 Sponsorship / Paid Partnership Disclaimer
Certain Content may be created in connection with sponsorships or paid partnerships. Where applicable, this will be disclosed. Sponsored or paid content is intended to be truthful and consistent with Admiral’s standards but may reflect the sponsor’s perspectives as well.
7.9 Referral / Commission Disclaimer
Admiral may receive referral fees, commissions, or other consideration when you engage with certain third parties based on Admiral’s referral or listing. Participation in such programs is voluntary and does not affect your right to choose other providers.
7.10 Advertising & Promotional Content Disclaimer
Some Content may constitute advertising or promotional material. Advertising is provided for informational and marketing purposes only and does not guarantee eligibility, approval, or specific terms for any housing, program, or service.
8. Intellectual Property & User Content
8.1 Intellectual Property / Copyright Disclaimer
Unless otherwise indicated, all Content is owned by or licensed to Admiral and is protected by copyright and other intellectual property laws. Unauthorized use, reproduction, distribution, or modification may violate such laws.
8.2 Trademarks & Logos Disclaimer
Names, logos, brand elements, and trademarks displayed in the Content are the property of Admiral or third parties. No license or right to use any trademark or logo is granted by your access to the Content, except as expressly permitted in writing.
8.3 Fair Use Disclaimer
Any third-party trademarks, copyrighted works, or references used in the Content are used for identification, commentary, or informational purposes only and may be protected under “fair use” or similar doctrines. Such use does not imply sponsorship, endorsement, or affiliation.
8.4 User-Generated Content (UGC) Ownership Disclaimer
User-generated content (UGC) submitted or posted by users (e.g., comments, reviews, photos) remains the property of the user, subject to any license you grant to Admiral under applicable terms. Admiral may moderate, delete, or use UGC in accordance with our Terms and policies.
9. Privacy, Tracking & Data
9.1 Privacy Disclaimer
Our handling of personal information is governed by our Privacy Policy, not by this Disclaimers document. Nothing here alters or replaces the Privacy Policy.
9.2 Cookies & Tracking Technologies Disclaimer
Our digital services may use cookies, pixels, and other tracking technologies to improve functionality, security, and analytics. Details are provided in our Privacy Policy and/or Cookie notices. You may have choices regarding tracking tools, as described in those documents.
9.3 Analytics & Third-Party Tracking Disclaimer
We may use analytics and advertising tools from third parties (e.g., analytics platforms, ad networks). These tools may collect data about your usage of our services. Admiral does not control all aspects of third-party tracking and is not responsible for how third parties use such data beyond our agreed limitations.
9.4 Data Accuracy & Security Disclaimer
We use reasonable supports to protect data, but no system is completely secure. We do not guarantee that unauthorized access, hacking, data loss, or other breaches will never occur. You are responsible for safeguarding your own credentials and devices.
10. Email & Electronic Communications
10.1 Email Confidentiality Disclaimer
Emails and attachments from Admiral may contain confidential or legally privileged information intended only for the recipient. If you receive an email in error, you should notify the sender, delete the email, and refrain from using or disclosing its contents.
10.2 Misdelivery / Unintended Recipient Disclaimer
If you are an unintended recipient of our communication, you are prohibited from using, copying, or distributing the message. Admiral is not responsible for any damages resulting from misdelivery beyond what is required by law.
10.3 No Contract Formation by Email Disclaimer
Unless expressly stated, emails, messages, or other electronic communications from Admiral do not constitute an offer or acceptance capable of creating a legally binding contract. Contract formation typically requires a signed written agreement or other formal process.
10.4 “Views Expressed Are Personal, Not Employer’s” Disclaimer
In certain contexts (e.g., individual emails or social posts by employees), views expressed may be personal and not official positions of Admiral, unless clearly stated otherwise.
11. Terms, Licenses, Use & Availability
11.1 Website Terms of Use Disclaimer
Use of Admiral websites and digital services is governed by our Website Terms of Use & Legal Disclosures. Nothing in these Disclaimers overrides or replaces those Terms; they work together.
11.2 End-User License Agreement (EULA) Disclaimer
If you download or use any software, app, or digital product provided by Admiral, your rights and obligations may be governed by a separate End-User License Agreement (EULA). In case of inconsistency, the EULA typically controls for that product.
11.3 Acceptable Use / Misuse Disclaimer
You may not use our Content or services for unlawful purposes, to harass or harm others, to interfere with our operations, or in any manner prohibited by our Terms. Misuse may result in suspension, termination, or legal action.
11.4 Service Interruptions / Availability Disclaimer
We do not guarantee that our websites, portals, or services will be uninterrupted, timely, secure, or error-free. Services may be unavailable or limited due to maintenance, upgrades, technical issues, or circumstances beyond our control.
12. Care, Risk & Age Restrictions
12.1 Product Care Disclaimer
Any products, equipment, or services referenced in the Content may carry inherent risks. You are responsible for following instructions, warnings, and care guidelines provided by the manufacturer or service provider.
12.2 Risk of Injury Disclaimer
Certain activities in or around our communities (e.g., use of recreational facilities, physical activities) involve inherent risk of injury. You participate at your own risk, subject to applicable law and any specific waivers or agreements.
12.3 Health & Care Hazard Disclaimer
Admiral endeavors to maintain communities but cannot guarantee that hazards will never exist. You should promptly report any known or suspected hazards. We will address them consistent with our obligations and applicable law.
12.4 Age Restriction / Minors Disclaimer
Unless otherwise specified, our Content and services are intended for individuals 18 years of age or older or the age of majority in their jurisdiction. Parents or guardians are responsible for minors’ use of our services.
12.5 Content Warning (Sensitive Content) Disclaimer
Some Content may address topics such as care incidents, natural disasters, or other sensitive issues. We strive to present such information responsibly but cannot eliminate all potential distress associated with such content.
13. Geographic, Regulatory & Export Controls
13.1 Geographic / Jurisdictional Limitation Disclaimer
The Content is primarily intended for individuals and properties located in the United States, and more specifically in jurisdictions where Admiral operates. We do not represent that the Content is appropriate or available in other locations. Access from other jurisdictions is at your own risk and responsibility.
13.2 Regulatory Compliance Disclaimer
Admiral seeks to comply with applicable laws and regulations, including housing, consumer, privacy, and advertising laws. However, the Content is not a guarantee of compliance in every jurisdiction. Local rules may vary, and you are responsible for complying with laws applicable to your circumstances.
13.3 Export Control Disclaimer
To the extent any software, technology, or information provided by Admiral is subject to export control laws, you agree not to export, re-export, or transfer such items in violation of U.S. or other applicable export laws and regulations.
14. Social Media, Community & Opinions
14.1 Social Media Use Disclaimer
Admiral’s presence on social media platforms (and any Content posted there) is subject to the platforms’ own terms and policies. We are not responsible for the platforms, their availability, or their practices.
14.2 Community Guidelines / Moderation Disclaimer
We may moderate comments, posts, or messages on our websites and social media channels. We reserve the right, but do not undertake an obligation, to remove content that violates our guidelines, is offensive, unlawful, or otherwise inappropriate in our discretion.
14.3 “Opinions Do Not Constitute Official Statements” Disclaimer
Comments or content posted by third parties, residents, influencers, or employees on social media or other platforms are their opinions, not official statements by Admiral, unless explicitly identified as such.
15. Surveys, Models, Statistics & Assumptions
15.1 Survey / Research Methodology Disclaimer
If we share survey results or research findings, methodologies may be limited by sample size, timing, geography, and other factors. Such results may not be representative of all residents, communities, or markets.
15.2 Statistical / Sampling Error Disclaimer
All statistics and survey data are subject to sampling error, measurement error, and other limitations. Figures are often approximations and should not be treated as precise.
15.3 Model / Scenario / Assumption Disclaimer
Any models, scenarios, forecasts, or simulations are based on assumptions that may not hold in practice. They are hypothetical and do not guarantee any particular outcome.
16. Real Estate–Specific Disclaimers
16.1 Real Estate “Not an Offer to Sell” Disclaimer
Unless expressly stated in a legally compliant offering document, nothing in the Content constitutes an offer to sell, rent, or otherwise transfer any property, nor a solicitation of any such offer. Offers may only be made and accepted through appropriate, legally binding agreements and in compliance with applicable law.
16.2 Pricing & Availability Subject to Change Disclaimer
All pricing, fees, specials, concessions, and availability of homes, homesites, RV spaces, and services are subject to change without notice and may vary by location, time, and eligibility. No price or availability is final until confirmed in a signed agreement or official written confirmation.
16.3 Illustrative / Conceptual Renderings Disclaimer
Photos, renderings, illustrations, and visual depictions of homes, communities, or amenities are illustrative and conceptual. Actual homes, landscapes, materials, and conditions may vary due to construction, renovations, weathering, and other factors.
16.4 Floor Plan / Dimensions Approximate Disclaimer
Floor plans, square footage, dimensions, and layouts shown in the Content are approximate and for reference only. Actual measurements and configurations may differ. Prospective residents or buyers should verify dimensions and layout in person or through official documentation.
16.5 Amenities and Features Subject to Change Disclaimer
Amenities, features, services, and community offerings described in the Content are subject to change, substitution, limitation, or discontinuation without notice. Not all amenities or features may be available at all communities or at all times.
17. Changes to These Disclaimers
We may update these Disclaimers from time to time. When we do:
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We will update the “Last Updated” date below; and
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We may provide additional notice where required by law.
Your continued use of our Content or services after such changes become effective constitutes your acknowledgment of the updated Disclaimers, to the extent permitted by law.
Last Updated: 11/18/2025
